College Planning

Kraematon shows clients creative ways to fund education without dipping into savings or reducing retirement plan contributions.  We can calculate appropriate contribution requirements, implement educational accounts such as 529 Plans and Coverdell Education IRAs, and discuss other strategies that may provide a meaningful education fund for your children.

It is important not to sacrifice retirement savings in order to pay for college expenses.  We demonstrate ways to keep control over assets and involve other family members, like grandparents, in the savings process.